Our Team

Josephine Christmas

Josephine is a founding principal having established the firm in 1995 and was responsible for the establishment of the Victor Harbor office in 2001. Josephine is based in the South Australian office but visits Central Queensland including Rockhampton on a regular basis.

Cheryl Martin

Office Manager

Cheryl holds a Certificate 4 in Financial Services and in many ways acts as the office manager. She is responsible for the smooth running of the office and coordinating client needs.

Kassandra Ross

Senior Accountant

Kassandra is located in Rockhampton Queensland where Josephine had an office for over 20 years. Since the change in June 2019, Kassandra has continued in the role of the Senior Accountant for our practice.
She is also a chartered accountant with over 25 years of experience.

Jacky Rowe


Our friendly accommodating receptionist, who is often the first contact with our office. Jacky is more than likely the director of client communications when it comes to letters; tax returns and associated documents.

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